Our credit rating is not that important.

When it comes to our credit score, the higher the number the better!

A bad credit rating cannot effect our ability to obtain a mortgage or rent an apartment.

A bad credit score can never be re-established.

A bankruptcy will show up on your credit report.

We should review our credit report every 5 years.

Your credit rating from your birth country will not effect your credit rating in Canada.

When it comes to having a good credit rating, the more credit cards you use, the better.

The amount of money you earn each year does not effect your credit rating.

Married people share a common credit rating.