Putting aside money for several months prior to the holiday season is a great way to save money at Christmas.

Shopping very close to Christmas can be a very bad idea.

Buying gift cards for a friend or loved one at Christmas is not a good idea because it may be perceived as impersonal.

Adjusting your thermostat during the cold holiday season is another great way to save money. This means turning your thermostat down when you are not at home or at night when you are sleeping.

Setting a very tight budget will help you save money during the Christmas season.

The secret Santa method of buying gifts at Christmas is too expensive for most people trying to save money during the holiday season.

Looking for fun, cheaper traditions can be a great way to enjoy the season and save money during the holidays. Examples could include a family games night or watching a movie.

Be sure to take care around sales. Sometimes they can lead us to buying items we don't need just because they are cheap.

Using coupons can help us save money at Christmas.

Making homemade gifts, such as simple toys or cookies, is another way to save money at Christmas.