Identify fraud occurs when somebody steals your personal information.

To avoid identity theft, make sure you tear up all personal documents before you throw them in the garbage.

A representative from your bank will never call you and ask for your personal information such as account numbers or birth dates.

Make sure you do not write passwords for your credit cards on the credit cards themselves. Instead, write them on a separate piece of paper and keep them in another pocket in your wallet.

If you monitor your records regularly, it is guaranteed that you will never be a victim of identity theft or fraud.

There is not much we can do to prevent identity theft or fraud.

Checking your credit report regularly will help you to discover if somebody stolen your personal information.

Often we become victims of identity theft or fraud because of our own carelessness.

If you notice that a credit card payment suddenly becomes due at a different time of the month, be sure to call your credit card company immediately.

One way to avoid identity theft is to limit the amount of credit cards you own.